Australian stamp duty and upfront government costs

Transfer duty is usually the largest government cost of buying property in Australia, and it differs by state and by buyer. This calculator works out your duty, any surcharge, registration fees and the First Home Owner Grant across all eight states and territories. It is designed for Australian citizens and permanent residents living overseas.

Upfront government cost

Owner-occupier · established · New South Wales

Effective duty rate iDuty as a percentage of the purchase price. Australia's duty scales are progressive, so this rises with price.

Transfer (stamp) duty iThe duty itself, after any first-home concession and before registration fees. The total above adds any surcharge and the registration fees, less any First Home Owner Grant. It is the cash you pay the government at settlement, separate from your deposit.

Your purchase

Purchase price iThe dutiable value: normally the contract price, or the property's market value if higher. For vacant land, enter the land value.

$100k$850,000$10M

State or territory iDuty is levied by the state or territory where the property sits, not where you live. Each has its own duty scale and concessions.

How will you use it? iBuying a home to live in gives access to concessional duty rates in some states, such as Queensland's home concession and Victoria's principal-place-of-residence rate. Investment purchases pay the general scale.

Property type iNew builds and vacant land attract stronger first-home relief in several states. Queensland and South Australia give first-home buyers $0 duty on new builds. The First Home Owner Grant is generally for new builds only.

First home buyer You (and any co-buyer) have never owned property in Australia and will live in this home.

I am a foreign person (non-citizen, non-PR) Adds the foreign purchaser duty surcharge.

ⓘ Australian citizens and permanent residents living overseas are not "foreign persons" for duty, so you do not pay the surcharge. Please tick this only if you hold neither citizenship nor permanent residency. A foreign spouse on a joint purchase can trigger a partial surcharge, so it is worth checking.

The same purchase, in every state

Transfer duty (including any surcharge) at your price and settings, across all eight jurisdictions.